Analysis of Financial Performance on Banking Companies That Are members of the Kompas100

Nurul M Sitio; Siti Fatimah

doi:10.59889/ijembis.v4i1.342

Authors

Nurul M Sitio Padjadjaran University
Siti Fatimah Padjadjaran University

DOI:

https://doi.org/10.59889/ijembis.v4i1.342

Keywords:

Financial performance, Index, Kompas100

Abstract

Banking plays an important role in managing the wheels of economic transactions in a country's society. Therefore, as a financial institution that has an intermediary function, banks must demonstrate good financial performance through their financial ratios. The purpose of this study was to determine the effect of the ratio of Non Performing Loans, Loan to Deposit Ratios, and Operational Efficiency Ratio on Return on Assets in Kompas100 indexed banking in 2018-2020. There are eight research samples that meet the criteria in the purposive sampling method with data analysis using multiple linear regression. The findings of this study are Non Performing Loans and Loan to Deposit Ratio have a positive but not significant effect on Return on Assets, while Operational Efficiency Ratio have a negative and significant effect on Return on Assets. Simultaneously, NonPerforming Loans, Loan to Deposit Ratios, and Operational Efficiency Ratio have a significant effect on Return on Assets.

Downloads

Download data is not yet available.

References

Deanna, J. N. (2018). Determinan Efisiensi Operasional Perbankan Indonesia (Studi Empiris pada Perbankan Umum Konvensional di Indonesia Tahun 2011-2016). Jurnal Muara Ilmu Ekonomi Dan Bisnis, 2(1), 218–225. https://doi.org/10.24912/jmieb.v2i1.1554

Fajari, S., & Sunarto. (2017). Pengaruh CAR, LDR, NPL, BOPO terhadap Profitabilitas Bank (Studi Kasus Perusahaan Perbankan yang Tercatat di Bursa Efek Indonesia Periode Tahun 2011 sampai 2015). Prosiding Seminar Nasional Multi Disiplin Ilmu & Call for Papers UNISBANK Ke-3, 3(Sendi_U 3), 853–862.

Idx.co.id. (2021). Indeks Saham. Indeks Saham Di Bursa Efek Indonesia. https://www.idx.co.id/produk/indeks/

Indyarwati, E. V.?;, & Handayani, N. (2017). Pengaruh Rasio CAMEL terhadap Kinerja Keuangan Perbankan Syariah. Jurnal Ilmu Dan Riset Akuntansi, 6(8), 1–15.

Irman, M., & Wulansari, V. (2018). Analysis of camel ratio effect on banking financial performance in banking company which listing in bei year 2011-2016. Bilancia, 2(78), 182–194.

Ojk.go.id. (2020). Statistik Perbankan Indonesia. Statistik Perbankan Indonesia. https://www.ojk.go.id/id/kanal/perbankan/data-dan-statistik/statistik-perbankan-indonesia/default.aspx

Perdana, H., & Adrianto, F. (2020). Pengaruh Mekanisme Corporate Governance , Rasio Kecukupan Modal , Dan Ldr Terhadap Kinerja Keuangan Perbankan. Menara Ilmu, XIV(02), 62–77.

Rawung, S. E., Rogahang, J. J., & Mangindaan, J. V. (2019). Analisis Rasio Kinerja Keuangan Pada PT. Bank SULUTGO. Jurnal Administrasi Bisnis, 9(2), 19. https://doi.org/10.35797/jab.9.2.2019.23897.19-27

Rochmatullah, M. R. (2018). Determinan Profitabilitas Bank Umum Syariah di Indonesia?: Perspektiv Rasio Keuangan. Bisnis & Manajemen, 18(2), 87–102.

Suliyanto. (2018). Pelatihan Metode Pelatihan Kuantitatif. Journal of Chemical Information and Modeling, 5(2), 223–232. https://doi.org/10.1017/CBO9781107415324.004